Visa, Inc

Key Insights on Visa’s Financial Performance

⚡Total Revenue grew by 44.85% from 2016 to 2020, but declined by 4.92% YoY in 2020.

⚡ Operating Expenses increased by 7.86% from 2016 to 2020, but declined by 2.65% YoY in 2020.

⚡Avg of 47.91%, 16.62%, 15.25%, 10.34% and 6.61% of total operating expenses was spent on Personnel, General & Admin, Marketing, Network and Professional fees respectively from 2016 to 2020.

⚡Net Interest expense increased by 20.84% from 2016 to 2020

⚡Net Income grew by 81.37% from 2016 to 2020, but declined by 10.05% YoY in 2020.

⚡ Liquidity: Visa has maintained an avg of 13.20% of total Assets in highly Liquid Assets for the 5 years period.

⚡ Return on Equity: Visa increased the returns to stockholders from 18.20% in 2016 to 30.29% in 2020.

⚡Leverage: Visa has a gearing ratio of 66.47% in 2020.

Source : Visa Annual Report